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Total Cost of Employment Calculator
Adds GOSI contributions, medical insurance, iqama and work permit costs and end-of-service accrual to the basic salary, so you can budget headcount against the real number rather than the offer letter.
In short
The total cost of employing someone in Saudi Arabia is materially higher than their salary: employer GOSI contributions, medical insurance, iqama and work permit fees, and monthly end-of-service accrual all sit on top. This calculator combines them into a monthly and annual figure.
Employee details
Housing, transport and other regular allowances.
GOSI rates and government fees differ substantially.
SAR 9,498
True monthly cost per employee
Above gross salary
+19%
Monthly, per employee
Across 1 employee
The gap between the salary line and this figure is SAR 17,970 a year. It is the part most headcount budgets miss.
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Most of this overhead is administration you can hand over
GOSI filing, iqama renewals, work permits, insurance registration and EOSB accrual are all transactions — and transactions are what we do.
Rates last verified:
Medical insurance is an indicative average — actual premiums vary widely by age, cover level and insurer. Work permit levy rates can differ according to your establishment's Saudi-to-expat ratio.
This is an indicative estimate for planning, not a formal calculation or legal advice. Statutory rates and government fees change. Verify against GOSI, Ministry of Human Resources and Social Development, Qiwa and Absher / Muqeem, or or ask us to confirm.
Common questions
What does an employee actually cost in Saudi Arabia?
Meaningfully more than their salary. Employer GOSI contributions, medical insurance, and — for expatriate staff — the work permit levy, iqama fees and any dependent fees all sit on top, along with monthly end-of-service accrual.
Related services
HR Outsourcing Services in Saudi Arabia
HR outsourcing places your administrative HR function — payroll, statutory filings, employee records, onboarding and offboarding — with an external provider that carries the process and compliance risk. SCPL runs it under Saudi labour law, integrated with the government transactions the same employees generate.